What is a Bridging Loan?
A Bridging Loan is a type of loan that is used to cover temporary shortfalls in finance. You may need a bridging loan to help you to buy a new home before you have sold your existing one. Your business may need a short term cash injection. We can offer bridging loans of between £10,000 and £500,000, straight from the lender, and your payments will be interest-only until you redeem the bridging loan.

A bridging loan is essentially a very short term mortgage, and like a mortgage the bridging loan needs to be “secured” over property. The security can consist of any type of property or land in England, Scotland or Wales.

Bridging loans can also be used for a variety of other purposes:
• Business Funds – your business needs short term working capital
• Auctions – purchasing property at an auction
• Temporary Cashflow problems - when you require cash urgently
• Tax Liabilities – finance those unexpected tax payments
• Property Development – for building residential, commercial and industrial units
• Land Purchase – with or without planning permission
• Property Refurbishment – upgrade your residential or business premises
• Buy-to-let – don't miss out on an investment opportunity
• Overseas Property – you can afford to buy “a place in the sun”
• Weddings – give your daughter the wedding she’s always dreamed of
• Cars – treat yourself to that special car
• Holidays – the trip of a lifetime